Credit Analyst Job Description

This Credit Analyst job description template has all you need and can easily be customized. 

Job Descriptions


Credit Analyst Introduction:

____________________ is hiring a Credit Analyst. This role is an essential support to our team. You’ll help us make smart business decisions when it comes to determining credit-worthiness and risk. We’re looking for someone with advanced research and analysis skills. Our ideal candidate is highly analytical, thorough, and can manage their time efficiently. Sound like you?

Credit Analyst Responsibilties:

This position reports to the ______________________. Duties may include:

  • Completing in-depth credit reviews to determine risk potential, profitability, eligibility, etc.
  • Creating spreadsheets and reports based on analysis and research
  • Making smart and data-supported recommendations
  • Identifying and investigating discrepancies in data
  • Working on special projects as needed
  • Ensuring we maintain legal compliance in all financial activities and procedures in our organization
  • Following market trends and keeping up-to-date on industry and regulation changes
  • Other duties as assigned

Credit Analyst Qualifications:

  • Bachelor’s Degree in Finance, Economics, Business Administration, Accounting, or related field of study
  • 2-5 years experience of experience in a similar role
  • Keen attention to detail and analysis skills are required

Credit Analyst Core Skills:

  • Attention to detail
  • Accuracy
  • Statistical analysis
  • Thoroughness
  • MS Products
  • Interpersonal communication
  • Time management
  • Teamwork
  • Compliance
  • Credit Policy
  • Positive attitude
  • Organizational skills
  • Mathematical skills

Alongside Pro-Tip:

The responsibilities of a Credit Analyst may vary depending on the specific needs of an organization. Adjust this job posting template to reflect the role as well as necessary qualifications. An accurate and detailed job posting helps to attract better-qualified candidates. Get some great Credit Analyst interview questions here.

Get Started